CooperativebdPlus - Comprehensive ERP for Cooperative Organization
"CooperativebdPlus" is an all-in-one cloud-based platform that empowers microfinance institutions with a robust, workflow-driven solution. Accessible from any device-computer, laptop, mobile, or tablet. It provides real-time, role-specific data insights for managers through its Real-Time Dashboard.
CooperativebdPlus offers a fully integrated platform combining Microfinance program management with essential modules like HR and Payroll, Inventory, Fixed Asset Management, Procurement, and Accounting. This seamless integration enhances operational efficiency, ensuring that microfinance institutions can manage all core functions in one unified solution.
-
Cooperative
-
Accounting
-
HR and Payroll
-
Inventory
-
FAMS
-
Procurement
All features related to the creation and management of the entities and their movement through a state process flow (pending approval, approved/active, closed, and canceled.
Key Features:
- Employee, Member/Clients, Groups, Samity/Centers Management
- Member-wise Detailed Profile with Loan and Savings Transaction History
- Uniqueness Check for Clients via National ID, Passport, or Birth Certificate
- Automated Loan and Savings Information for MFI Members
- All Types of Transactional & Operational Information
- Validation and Authorization Process for Data Accuracy Before Day End
- Day-End Process for Transaction Closure
- Configurable Loan Cycle Product Options for Each Member
- Branch-Level & Samity/Center-Level Holiday Configuration
- Member Transfer Across Centers and/or Branches
- Detailed MFI Staff and Borrower Information
- MFI’s Working Area Information up to Village Level
- Primary Product Transfer Validation
- Support for Client Photos
- Configurable Features for Inactive Members
- Field Officer/PO Change with Transferred Statement
- Samity/Center Day Change Option
Loan Products & Loan Accounts:
- Define Unlimited Loan Products with Customizable Repayment Behavior
- Ability to Schedule Loan Disbursals and Repayments
- Support for Early & Partial Loan Repayments with Rebate Facility
- Loan Defaults Based on Previous Loan Amounts or Cycle
- Define Grace Periods for Loan Repayments
- Support for Periodic Fees, One-Time Fees, Fees Deducted at Disbursement, and Penalty Charges
- Loan-wise Predefined Schedule Preparation
- Variable Loan Installments
- Automatic Update of Repayment Schedule if Client/Group’s Meeting Day Changes
- Display of Loan Repayment Schedules and Detailed Loan Account Activity Pages
- Allows Loan Write-Off
- Repay Total Loan at Any Point in Loan Cycle
- Support for Loan Rescheduling
- Support for Adjustments
- Auto-generated voucher and Receipt Directly from Loan Account
- Automatically Change Loan Account State
- Support for Back-Dated Payments with Automatic Voucher Update
- Add Notes to Loan Records
Interest Calculations:
- Flat Rate
- Declining Balance – Equal Monthly Installments (EMI)
- Declining Balance – Equal Principal Installments
- Declining Balance – Index-Based
Savings Product & Savings Accounts:
- Define an Unlimited Number of Savings Products
- Set Up "Voluntary" or "Mandatory" Accounts with Minimum Deposit Requirements
- Saving Interest Auto Calculation
- Auto-Mandatory Savings Creation Upon Member Admission
- Add Notes to Savings Records
Search & Browse for Clients & Accounts:
- Search for Clients, Groups, and Centers by Name or System ID
- Support for "Like" Searches (e.g., searching for "M" displays all clients with names starting with "M")
FAQ
CooperativebdPlus includes features such as real-time data posting, member admission, loan disbursement and collection tracking, automated voucher entries, and comprehensive report generation. These tools are designed to simplify day-to-day operations and provide valuable insights for decision-making.
CooperativebdPlus provides a range of pre-built reports, real-time dashboards, and customizable reporting options to deliver insights into all aspects of cooperative management, from financial performance to HR activities.
Yes, CooperativebdPlus includes features for managing member profiles, loan cycles, repayments, and savings transactions, making it an ideal solution for cooperatives involved in microfinance.
Yes, it offers customizable reporting tools for specific needs.
Yes, it is designed to be flexible and scalable for small and large cooperatives.
